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22/04/2020
Genesis of a policy improvement for SME internationalisation When the Municipality of Gävle (Sweden) got the opportunity to join the Interreg Europe Compete I...
Type: Platform
21/11/2019
We have another story for you about enhancing SME competitiveness, this time through public support. Check it out.
Type: Programme
18/12/2018
EIS Action Plan helps Donegal County, Ireland adjust its policy and make necessary changes to optimise the regional SMEs opportunities for internationalising.
Type: Project
04/09/2020
ERA gathered Maltese SMEs to discuss current technologies and systems within the waste sector.
Type: Project
Project summary The lack of access to credit and financial exclusion can be a serious obstacle to business creation in many European regions. Microfinancing of SMEs and support to social entrepreneurship is an already tested and proven tool which can contribute to a high level of quality and sustainable employment, reducing disparities and poverty; and thus contributing to the realization of the « Inclusive growth » priority of the Europe 2020 strategy. There is a wide variety of microfinance programs across Europe, however, there are significant differences in how these microfinance initiatives reach their target groups. Therefore, the “ATM for SMEs” project is aiming at improving the access to microfinance in the participating regions by sharing and exchanging the local knowledge on innovative solutions. The "ATM for SME"s consortium is lead by Fejér Enterprise Agency (HU), and is characterized by a balanced proportion of managing authorities and microfinance institutions, and a European-level advisory partner. The intensive interregional policy exchange and learning process, planned in the framework of the project, allows the gathering of evidence on the feasibility of these good practices, and capitalising on the experience accumulated in the  participating regions.    The 9 regional partners will prepare 9 action plans in order to integrate and deploy  good practices learnt from interregional cooperation within the identified regional or  national policies.    €1,639,836.00 from 1 Apr 2016 to 31 Mar 2021 Topic SME competitiveness What will this project change ? The influence of the project can be demonstrated by the generation of new projects – tackling at enterprise development or improving the access to local microfinance programs – and improved management of the policy instruments by adopting new approaches in the way calls are organized and assessment methodologies are developed . The project indicators show that the successful implementation of the project will influence 626 million EUR of Structural Funds related policies and 0,6 million EUR of other policies. Partnership Lead Partner Partner What policy instruments does the project address? Integrated Territorial Programme of Fejér County The Integrated Territorial Programme 2014-2020 (ITP) of Fejér County is an intrinsic part of the centralised Territorial and Settlement Development Operational Programme (TOP) of Hungary. The TOP incorporates the territorial development objectives of the Hungarian regions, and the funding of the projects will be managed in a decentralised manner, by the counties, based on the assessment system defined in the ITPs. The main priorities of the ITP include 1) local economic development and job creation; 2) development of local public services ; 3) inclusive local society, elimination of segregation and human resources development ; 4) support of local employment promotion initiatives. The measures concerning the « ATM for SMEs » project fall under priority 6 – Support of local employment promotion intiatives. The ITP sets up territorial assessment criteria for the evaluation of the projects applying for ERDF/ESF funding in the framework of the TOP. Some of these criteria are assessing the impact on the local economy, employment and enterprise promotion. Reasons for improving the ITP in the framework of the project : - a more sophisticated assessment scheme for projects dealing with enterprise promotion would be useful - shaping a new methodology to assess the social and territorial impacts of enterprise promotion programmes - generation of innovative projects in the field of enterprise promotion, including improved access to financing Which partners are working on this? Fejér Enterprise Agency Integrated Territorial Programme of Zala County The Integrated Territorial Programme 2014-2020 (ITP) of Zala County is an intrinsic part of the centralised Territorial and Settlement Development Operational Programme (TOP) of Hungary. The TOP incorporates the territorial development objectives of the Hungarian regions, and the funding of the projects will be managed in a decentralised manner, by the counties, based on the assessment system defined in the ITPs. The main priorities of the ITP include 1) Fostering local economic development and the capacity of the settlements to keep their population; 2) Preserving cultural heritage ; 3) Local cooperation programmes ; 4) Human resource development The measures concerning the « ATM for SMEs » project fall under priority 1 – Fostering local economic development. The ITP aims at fostering a high-employmente economy in Zala county, and promoting entrepreneurship is a key factor in achieving this objective. The ITP sets up territorial assessment criteria for the evaluation of the projects applying for ERDF/ESF funding in the framework of the TOP. Some of these criteria are assessing the impact on the local economy, employment and enterprise promotion. Reasons for improving the ITP in the framework of the project : - generation of innovative projects in the field of enterprise promotion, including improved access to financing - shaping a new methodology to assess the social and territorial impacts of enterprise promotion programmes   Which partners are working on this? Zala County Foundation for Enterprise Promotion Regional Operational Programme for Świętokrzyskie Voivodeship The objective of the Regional Operational Programme (ROP) for Świętokrzyskie Voivodeship is to increase the competitiveness of the region, ensuring in parallel the improvement of the living conditions of its inhabitants through the principles of sustainable development. The priorities set out in the programme are aligned with the EU 2020 Strategy for a smart, sustainable and inclusive growth. The programme provides for support on 10 thematic objectives, while concentrating resources on 1) support to enterprises and innovation, 2) low-carbon economy, 3) transport infrastructure 4) labour market programmes, supporting social inclusion and education. The expected results, concerning enterprise development and social inclusion are : 1) an increase in the number of unemployed and inactive who found a job after support from the programme 2) an increase in the number of people who have improved their skills thanks to support by the programme; 3) Support to more than 35,000 people at risk of exclusion. Reasons for improving the (ROP) in the framework of the project : - improve the way thematic calls related to enterprise development are organized in order to include the social impact of the actions. - generation of innovative projects in the field of enterprise promotion services and improving access to financing and business support services   Which partners are working on this? Świętokrzyskie Region – Marshal Office of Świętokrzyskie Region Sardinia ROP ERDF 2014/2010 In line with the Europe 2020 strategy for smart, sustainable and inclusive economic growth in the European Union, the Regional Operational Programme (ROP) of Sardinia region is supporting small and medium-sized enterprises (SMEs), both through financial support and eased credit conditions, and through strengthened key e-services, in particular in the field of facilitatations for setting up a business in the island. This should help to relieve the financial conditions of the Sardinian firms. The Programme focuses on seven main priorities, including : 1) Competitiveness of the economy, 2) Promoting social inclusion, fighting poverty and all forms of discrimination. The thematic priority « TO3 - SMEs competitiveness » contains measures to increase the performance and competitiveness of the SMEs in the region, in order to improve their capacities to increase in regional, national and international markets. The objective 3.6 under this priority is aiming at improving the access to credit and financing for enterprises. The specific measures are concerning the system of public guarantees (Action 3.6.1) and contribution to the development of venture capital funding market dedicated to startup's in pre-seed, seed and early stage (Action 3.6.4). Reasons for improving the ROP in the framework of the project : - shaping a new methodology for monitoring or evaluating measures; - improve the way thematic calls are organized in order to measure the social impact of the actions.   Which partners are working on this? Autonomous Region of Sardinia - Regional Department for Planning Municipal support for growth strategies of SMEs Since 2002 the city of Offenbach has successfully been implementing the strategy "Start-Up City Offenbach – Promotion and strengthening of business starters". Various measures supporting people in getting self-employed or starting a business have been developed and are well-functioning, with a specific view on socially disadvantaged population groups, such as: - Comprehensive information about the start-up process and contact points - Counseling, training and seminars - Funding possibilities including grants and loans such as microcredit - Networking and office space - Conferences and Business Start Up Awards However, the city’s current challenge is not only to support enterprises up to one year after start-up, but to particularly strengthen the business’ growth phase in order to further develop the potential of a business through growth financing and support for growth and innovation. So far several projects have been and are currently being carried out in the frame of the Municipal support strategy for the growth of SMEs. As such specific support is provided in the frame of ‘Planstation Offenbach’ to small and medium enterprises in the cultural and creative industries. Entrepreneurs can receive counseling and guidance as well as co-financing up to 25% for business investment for growth an innovation. The objective of the overall strategy is to increase the number of jobs created by business starters during the first five years of their business by 25%.   Which partners are working on this? KIZ SINNOVA company for social innovation gGmbH Operational Programme Competitiveness and Cohesion 2014-2020 of Croatia As a new EU member state, Republic of Croatia has prepared 2 operational programmes for facing new challenges after entering into EU membership. Operational programme related to SME sector is “OP Competitiveness and Cohesion 2014-2020”, while a public policy related to this project is Priority Axis 3 Business Competitiveness, Investment Priority 3a1 "Better access to finance for SMEs". Alos, PORA is main coordinator for implementation of County Regional Development Strategy for period 2011-2013 (valid for 2015). In past 20 years, a lot of measures from national level has been developed and applied in Croatia with aim of enhancing the system of SME’s microfinancing. Based on transfer of best practices planned in the framework of the ATM project gained from all other EU partners and regions, OP Competitiveness and Cohesion 2014-2020 can be improved in the sense of adopting those new practices and policies and improving existing measures and policies in the area of SME’s microfinance (e.g. establishment of new funds on national land regional level for SME’s microfinancing, adopting new and improved specific measures successful in other EU countries and regions).   Which partners are working on this? PORA Regional development agency of Koprivnica Križevci County Economic Development and Innovation Operational Programme of Hungary – 8th priority: Promotion of financial engineering instruments and services The Economic Development and Innovation Operation Programme (EDIOP) draws on two of the structural funds, ERDF and ESF. In order to achieve the above high-level goals, the EDIOP designates 8 priority axes covering the fields of (1) SMEs, (2) R+D+I, (3) ICT, (4) energy, (5) employment and (6) vocational training, (7) tourism and (8) the application of financial assets. Priority Axis 8 includes FEIs and supports all the above priority axes 1in reaching their objectives. One of the major inadequacies SMEs facing is the lack of capital and the consequential obsolete business infrastructure, to which EDIOP response with capacity enhancement. Another area is the low level of willingness to cooperate and efficiency, which EDIOP intends to remedy through network-based economic development. The development of the SME sector with financial instruments will have an important role, part of which, is the “loan on trust” experimental programme. Young people and start-up enterprises can have access to preferential financial instruments after receiving grants, supported with a mentoring programme, and having stabilised their operation. The volume of Priority Axis 8 (composed of FEIs) is more than EUR 2.2 billion, which requires very well established monitoring and evaluating measures. There is also need for better targeted measures in microfinance to reach those groups that are in most need of this type of financing.   Which partners are working on this? Ministry of Finance Youth Self Employment Programme of Burgos City Burgos City Council youth self-employment programme, currently integrated within the general “self-employment” programme is focusing on direct grants to the promoters of the projects on a regular and equal distribution basis (2000€ per project aprox.) This local financial instrument is dedicated to projects which aim at promoting self-employment and entrepreneurship among the young population of Burgos city.   This instrument, taking into account the lack of enough financial resources and the social, economic and political interest of the issue, could be improved in terms of spreading out the number of projects supported and funded, along with increasing the efficiency of its implementation.   Which partners are working on this? European Business and Innovation Centre of Burgos (CEEI-Burgos) Cooperation platform for business development in the Follo Region (cancelled) The Cooperation Platform for Business Development in the Follo Region is a policy instrument developed among 7 municipalities in the Follo region. The main objective of The Follo Joint board with this strategy is to contribute to strengthening Follo as business region so that the region's economies can be triggered,by: Goal 1: Develop an innovative business and scientific community who are international leader in bio-economy. Goal 2: Assist more entrepreneurs with establishing new enterprises Reasons for improving the policy instrument: The process of developing a action plan for business development in the region has just started, and this action plan will support the goals of the cooperation platform in order to build an innovative business and knowledge based environment in the region. The Action plan on business development in the Follo Region is meant to be a very action oriented practical strategy document that will outline several relevant tools and ways of reaching the general goal of developing a more favourable environment in the region, and also towards reducing the risk of investing in the early phase of new businesses. Lack of risk-willing capital is seen as one of the most important barriers for innovation and business creation from the idea to early stage development. Responsibility among the actors will be shared, and there will be cooperation with enterprises, private NGO’s (such as Microfinance Norway) and other actors. Which partners are working on this? Microfinance Norway ATM for SMEs Leaflet Download Regional Action Plan Read the Lead Partner Regional Action Plan right now! Download Tweets by ATM for SMEs Latest News See all project news 08/12/2020 Videos of the ATM for SMEs Final Conference All the video content of the Access To Microfinance for Small and Medium-Sized Enterprises project are available on https://vimeo.com/showcase/atmforsmes Type: Project 17/10/2018 FINAL STUDY TRIP IN CROATIA PORA Regional development agency of Koprivnica Križevci County organized a three-day study trip in Croatia in the period from 15th to 17th October 2018. Type: Project 03/10/2017 Microfinance as a tool to local employment.  The workshop organized by UMWS  focused on the topic "microfinance as a local employment tool. Type: Project 10/07/2017 Cagliari Study Trip The study trip started with a welcome speech by Mr. Raffaele Paci (Vice President, Sardinia Region) who stressed the relevance of the project for the social and... Type: Project 15/05/2017 Study Trip in Burgos The Involvement of priority groups meeting took place at the CEEI Burgos. Type: Project 20/03/2017 Social and technological innovation in Oslo Project “ATM for SMEs” continues in Norway with the scope of identifying of best practices in the field of access to microfinance for SMEs Type: Project 24/10/2016 1st Study Trip in Offenbach Dr. Matthias Schulze Böing, Head of the City of Offenbach’s Department for Employment, Statistics and Integration presented Offenbach... Type: Project 29/09/2016 ZMVA Stakeholder group meeting In 29th of September 2016 a stakeholder group meeting was held in Zalaegerszeg . Type: Project 26/09/2016 KIZ SINNOVA Stakeholder-Group Meeting: ATM for SMEs Make Offenbach more attractive for start-ups. Type: Project 30/08/2016 Stakeholder meeting by Ministry for National Economy A brainstorming session on local good practices. Type: Project
20/06/2018
Valencia works with Emilia Romagna Go Global Strategy ERGO in order to target more efficient coordination of entities related to SMEs.
Type: Project
05/02/2021
GZS educates project partners on some of the surprising benefits (and potential issues) of ethical hacking
Type: Project
30/09/2020
The contact point for regional entrepreneurs has been open in the Ústí Region in September 2020
Type: Project
Norfolk Biodiversity Information Service - a “one stop shop” for biodiversity data and Information
Location: East Anglia, United Kingdom
Project: BID-REX
23/08/2017
"Customer Journey Mapping – seeing the world as customers do" workshop in Magdeburg on 23rd August 2017.
Type: Project