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Project summary PERFECT integrates the many benefits of green infrastructure into the planning and investment for the future of urban and rural areas. It seeks to influence the policy-making process by raising awareness of the social, environmental and economic potential of green infrastructure. The project will:  Identify and analyse good practice in multi-use of green infrastructure;Fully engage Managing Authorities on the socio-economic benefits of green infrastructure to influence new projects and improve governance of policy instruments;Increase the professional capacity of key stakeholders in delivering new projects;Develop Action Plans focusing on policy change to influence strategic investment in green infrastructure based on its multiple benefits. “From climate change adaptation and mitigation; health and leisure benefits; energy; tourism and economic uplift, green infrastructure is key to the future success of European regions.”      €2,501,314.00 from 1 Jan 2017 to 31 Dec 2021 Topic Environment and resource efficiency Maximising the benefits of Green Infrastructure The overall objective of PERFECT is the identification, analysis, dissemination and transfer of good practices and policy experiences in the multiuse of Green Infrastructure (GI) into investment and planning strategies. PERFECT aims to demonstrate how the protection, development and exploitation of natural heritage can deliver sustainable, smart and inclusive growth through the exchange of good practice on new uses of GI to blend with, and enhance existing uses. How will this be achieved? PERFECT will deliver study visits, seminars, factsheets, stakeholder workshops, good practices, peer working and practical demonstrations of the value of green infrastructure, together with robust data and empirical evidence. The project will maximise the contribution of partners on specialist areas of expertise on GI including physical and mental health improvements, improved air quality, costs savings through climate mitigation and adaptation measures and the economic benefits of ecosystems services.  The main outputs of the project include:  7 Action Plans for new and improved GI through maximising its multiple benefits; Expert Papers and factsheets; Guidance on Green Infrastructure Partnership working;MAGIC (Multi Advantages of Green Infrastructure in Cities) matrix of good practices. Partnership Lead Partner Partner What policy instruments does the project address? European Regional Development Fund - England Operational Programme 2014 to 2020. Thematic Objective 6: Preserving and Protecting the Environment and Promoting Resource Efficiency. Investment Priority 6d- Protecting and restoring biodiversity and soil and promoting ecosystem services, including through Natura 2000, and green infrastructure. Bring together environmental protection and economic growth objectives, ensuring they complement each other as an integrated approach. Invest in Green and Blue infrastructure supporting provision of ecosystem services on which businesses and communities depend to increase local natural capital and support sustainable economic growth. Add to area’s natural capital/ecosystem services and benefits from them. Improve local environment to act as economic growth catalyst by attracting investment, increased visitor spend, reducing costs of adverse environmental conditions, providing health benefits and generating employment. Provide baseline data for GI including development of a national habitat connectivity indicator - connectivity & multifunctional green space   Why it should be improved: Understand multi-functional benefits and whole life saving opportunity from GI e.g. flood protection and improving health via recreation and nature conservation to promote equal footing for green and grey infrastructure investment; baseline state of natural capital needed to ensure consistent measurement of costs and benefits and opportunities for jobs and growth by preserving and exploiting natural heritage; understand linkages between state of natural heritage and investment decisions/potential for uplift; need catchment Action Plans for sustainable management and exploitation of the natural environment through ecosystem services; communities need to be engaged in audit and decision making   Which partners are working on this? Cornwall Council Territorial and Settlement Development Operational Programme (TSD OP) TSD OP Priority axis No 2: Entrepreneur friendly, population retaining settlement development Thematic Objective 6 (1301/2013/EU Regulation 5. article 6 (e))  Main features: Territorial and Settlement Development Operational Programme (TSD OP) is a centralised regional development OP incorporating territorial development objectives of all regions. The enhancement of environmental friendly urban areas can be an incentive for new business enterprises. The TSD OP recognises the value of maintaining, enhancing and planning the connectivity for green areas, recreation and adaptation to changes in the built and natural environment. Objective: Urban developments to enhance economic activity and retain population. The main characteristics: Liveable cities: climate friendly urban areas to be established via increasing the area of green spaces and quality enhancement of GI. Green spaces needs more strengthening on quality and quantity to provide recreation area for inhabitants and make cities more liveable. Why it should be improved: Densely developed urban areas are in lack of green spaces, so to increase the quality and quantity of green spaces will generate economic development. The improvement of the OP will enable the multi-functional role of natural heritage to be maximised for socio-economic benefit. Hungarian planning systems needs innovative models. Decision makers can accept new solutions if they see the advantages of the non-traditional urban methodology. The maintenance of green spaces is expensive so there is a need for cost efficient maintenance practices and awareness of the multifunctional benefits.  Which partners are working on this? Social Ascention of Somogy Development, Communication and Education Nonprofit Ltd. (SASD) (does not apply to the 5th call) The Ferrara Council Structural Plan (CSP) is the urban planning tool which defines the strategic choices of the City for the development of the territory in order to protect the physical and environmental integrity, and natural and cultural heritage of the entire territory (in line with the urbanistic plans of Emilia-Romagna Region). The CSP promotes local development through the protection and enhancement of the landscape and environmental, natural and cultural resources to improve the quality of life of citizens through the promotion of environmental quality and recognizes the strategic role of green insfrastructure. The CSP includes 'The Green City' that aims to build and manage green areas with involvement of the local community; manage public green areas; link green areas; promote and support operations in wooded areas and  policies for the agricultural peri-urban areas.  The CSP needs improvement because it has no GI strategy to deliver the ‘Green City’ to create jobs and growth by, for example, connecting the land with the Ferrara waterway or improved accessibility along the river to enhance the natural and cultural heritage with positive economic impacts. The CSP could also address using GI for climate mitigation and adaptation to protect citizens and the city from extreme weather impacts. In parallel we intend to influence the Emilia-Romagna policy in this field by addressing the OP ERDF at the ‘governance’ level. We need to learn about more uses for GI to maximise the impact of the CSP. The improvement of our policy instrument will prepare for the transfer of some PERFECT good practices within the Mainstreaming Programme (OP ERDF) of our region (i.e by addressing applications mainly during the current programming period 2013-2020 as well as in the future regional framework instruments).   Which partners are working on this? Municipality of Ferrara (does not apply to the 5th call) Spatial planning law of Styria 2010 In the Spatial planning law of Styria the rules for spatial planning for the 287 Styrian municipalities are set and the basic principles require spatial planning to ensure that the quality of natural living standards will be kept, and sustainable development and saving natural resources will be achieved. It requires that spatial planning should develop the settlement structures considering the climate protection aims and the ecological, economic and social capacity of the area. Neither the municipality nor the controlling authority is 100% concentrated on these issues right now. Therefore these determinations should be taken more seriously under the aspect of environment. In law the spatial planning instruments such as Local Development Concepts, the Land Use maps and the Zoning maps of the municipalities are declared with a minimum content. This needs to be increased regarding GI environment and natural heritage. For the Styrian Region the benefits from PERFECT are: social, ecological effects and health problems in terms of air quality in  small urban areas with particulate matter problems.Greening makes cities more liveable, greening can cool down the cities in the increasingly extreme heat of summer. Greening of urban areas increases the prices of the real estates and bring more people to the cities where they have their jobs. Greening and protecting of natural heritages bring more jobs (taking care of parks, climate- or environment expert)   Which partners are working on this? Provincial Government of Styria, Department for environment and spatial planning Operational Program Quality of the Environment for the 2014 - 2020 period” The OP is to support sustainable and efficient use of natural resources, ensure environmental protection, active adaptation to climate change and promote an energy efficient, low-carbon economy. The specific objective is to reduce risk of flooding and negative effects of climate change and seeks to mitigate further negative effects of climate change by appropriate water retention in the landscape the issues of drought.  Investment priority to support GI in the OP 'Quality of the environment' is specific objective 2.1.1: Reducing the risk of flooding and negative effects of climate change. The objective addresses preventive flood protection and water retention in residential areas with a high % of impermeable surface with adverse effects on natural water circulation causing excessive surface and ambient heat in hot summers causing significant deterioration of the local microclimate. The GI strategy/Action Plan could improve the pluvial flood protection by supporting sustainable urban drainage systems; improving the natural values and biodiversity of natural heritage by eco-corridors and multifunctional zones to maintain healthy ecosystems for city resilience. The water retention measures are supported in the OP through bio-retention systems (rain gardens, collection ponds, etc.), green roofs, soaking strips, infiltration trenches, as a part of GI in urban areas. Although GI is included in some sectoral policies, they lack clear definition or sound GI strategy/Action Plan to create an overarching framework for the Municipalities. Such a document will set out the overall approach for delivering an integrated network of high quality green spaces, habitats, and landscapes across the Municipality to enable GI to support the flood protection whilst improving recreation, biodiversity promotion and bring various others benefits, and demonstrate a good practice of multi-use of GI for PERFECT.  Which partners are working on this? Bratislava Karlova Ves Municipality (does not apply to the 5th call) The ERDF Operational Programme (OP) Kansen voor West (Opportunities for West) 2014-2020 supports physical, economic and social regeneration of deprived communities in urban areas. The PERFECT project will strengthen this policy by promoting the health of disadvantaged communities through investments in Green Infrastructure in their neighbourhoods. Investments in green infrastructure (GI) improve the implementation of the OP priority to establish attractive business climates in Amsterdam. City park areas attract businesses. PERFECT will strengthen OP ambitions by targeted activities in these areas. The project will deliver better designed GI and will thus promote Amsterdam as business location. PERFECT will also positively impact on the OP priority axis 4: promoting social inclusion and combating poverty, by providing support for physical, economic and social regeneration of deprived communities in urban areas. Amsterdam faces socio-economic divides between city districts. To uphold Amsterdam’s social conditions it is crucial to counter spatial segregation. To elaborate OP priorities PERFECT will focus on the health of disadvantaged communities in socio-economically deprived areas and how GI can address this. City parks and neighbourhood initiatives in the Ring Zone outside the more affluent central city are selected. They demonstrate health problems connected to high concentrations of communities with low incomes and poor education (Amsterdam Health Monitor 2012).The potential for health gains in these neighbourhoods is substantial and can be achieved by promoting physical activity, human contact and physical and mental recovery in area of GI. By monitoring health benefits of GI PERFECT will evidence public health improvement of deprived communities and further the OP goal to create a social inclusive labour market. Which partners are working on this? City of Amsterdam Operational Programme for the Implementation of the EU Cohesion Policy 2014-2020 (OP); Prior. Axe 6. Improvements of the environment and biodiversity status; Them. Obj. 6.4 Preserving and protecting the environment and promoting resource efficiency. Investment Priority: Taking action to improve the urban environment, to revitalise cities, regenerate and decontaminate brownfield sites, reduce air pollution and promote noise-reduction measures The policy instrument supports efficient land-use within cities and urban areas through physical, social and economic renewal of degraded, vacant and underused urban areas including natural heritage and improving the quality of areas of public use. The policy aims to create conditions for the development of economic and social activities and improve the attractiveness of the urban environment for work and living. It provides measures for physical renovation of urban areas including landscaping, design of new areas of public use and maintenance of existing areas including green space. These actions will be implemented by means of the Integrated Teritorial Investment (ITI) mechanism and based on the sustainable urban strategies. The policy provides a solid foundation for integrated urban renewal, including green space. But, it could go much further in promoting innovation at the level of utilisation, management and maintenance of urban GI, combining its various environmental, social and economic potential. Another area of potential improvement is broadening the focus of the instrument by adding smaller cities and towns to the currently listed beneficiaries of the 11 largest cities of Slovenia. The Ministry for Environment and Spatial Planning is currently undergoing a renewal of the Spatial Planning Strategy of Slovenia (SPRS) where the polycentric development of Slovenia would be emphasised as one of the aims. The Ministry aims at improving the role of the ITI in this manner. Which partners are working on this? Regional Development Agency of the Ljubljana Urban Region National Planning Policy Framework The National Planning Policy Framework (NPPF) sets out policies in England for the future of the built and natural environment. The NPPF guides the development of local plans, masterplans and neighbourhood plans, and has a major impact on the outcomes of decisions affecting the built and natural environment in England.   The focus for the partner is on the green infrastructure (GI) policies of the NPPF. The NPPF is structured in chapters according to key strategic themes - including health, the economy, housing, transport and design. GI is currently referred to as a strategic policy, and under the health chapter, but not in other areas that determine the future outcomes from decisions.   In 2017/18, £6.2bn of investment was secured in contributions from developers across England through implementation of the NPPF. This is managed at a local level using the NPPF as guidance.   The policies in the existing NPPF do not recognise the potential of GI for jobs and growth which has been acknowledged by key stakeholders in recent years and other government strategies such as the 25 Year Environment Plan. The outcome is that decisions made about the future of local areas do not take account of the potential role of GI. Priority is given to other issues such as "grey infrastructure" (e.g. roads, car parks) and housing targets rather than recognising the longer-term benefits of GI which can support wider social and economic aims and create a sustainable future for local areas. Which partners are working on this? Town & Country Planning Association LATEST NEWS Find out about the latest news from the PERFECT project Click here Latest News See all project news 23/09/2021 The PERFECT project has been extended one more year! The PERFECT project has been extended one more year through Interreg Europe’s ‘call for additional activities’ (5th Call). Type: Project 31/07/2020 PERFECT progress on action plans The PERFECT project is now seven months into phase 2 of the project and despite the COVID-19 pandemic partners keep on progressing. Type: Project 24/06/2020 What does good GI policy look like? An Expert Paper on what good green infrastructure (GI) looks like has been published! Type: Project 24/06/2020 Investment finance for green infrastructure The paper examines the potential for diversification and blending of investment finance for green infrastructure. Type: Project 15/04/2020 Action Plans published! The PERFECT partners have published their action plans to be implemented in Phase 2 of the project, 2020-21 Type: Project 25/03/2020 Green infrastructure and biodiversity The PERFECT partnership has published a new expert paper on 'green infrastructure and biodiversity'. Type: Project 25/02/2020 Place-making and green infrastructure The PERFECT partnership have published a new expert paper on place-making and green infrastructure Type: Project 20/02/2020 What are the benefits of green roofs? The PERFECT partnership has published a new factsheet on green roofs. Type: Project 19/12/2019 Factsheet 4: Green Infrastructure and Food Fourth factsheet from the PERFECT partnership, A resource for decision-makers to highlight how GI contributes to food growing opportunities. Type: Project 30/10/2019 PSC6 - The end of Phase 1 The concluding meeting on project learning phase and a look ahead to phase 2. Jessie Fieth from TCPA gives a short summary of time in Kapsovar, Hungary. Type: Project
Project summary The lack of access to credit and financial exclusion can be a serious obstacle to business creation in many European regions. Microfinancing of SMEs and support to social entrepreneurship is an already tested and proven tool which can contribute to a high level of quality and sustainable employment, reducing disparities and poverty; and thus contributing to the realization of the « Inclusive growth » priority of the Europe 2020 strategy. There is a wide variety of microfinance programs across Europe, however, there are significant differences in how these microfinance initiatives reach their target groups. Therefore, the “ATM for SMEs” project is aiming at improving the access to microfinance in the participating regions by sharing and exchanging the local knowledge on innovative solutions. The "ATM for SME"s consortium is lead by Fejér Enterprise Agency (HU), and is characterized by a balanced proportion of managing authorities and microfinance institutions, and a European-level advisory partner. The intensive interregional policy exchange and learning process, planned in the framework of the project, allows the gathering of evidence on the feasibility of these good practices, and capitalising on the experience accumulated in the  participating regions.    The 9 regional partners will prepare 9 action plans in order to integrate and deploy  good practices learnt from interregional cooperation within the identified regional or  national policies.    €1,913,897.00 from 1 Apr 2016 to 31 Mar 2021 Topic SME competitiveness What will this project change ? The influence of the project can be demonstrated by the generation of new projects – tackling at enterprise development or improving the access to local microfinance programs – and improved management of the policy instruments by adopting new approaches in the way calls are organized and assessment methodologies are developed . The project indicators show that the successful implementation of the project will influence 626 million EUR of Structural Funds related policies and 0,6 million EUR of other policies. Partnership Lead Partner Partner What policy instruments does the project address? Integrated Territorial Programme of Fejér County The Integrated Territorial Programme 2014-2020 (ITP) of Fejér County is an intrinsic part of the centralised Territorial and Settlement Development Operational Programme (TOP) of Hungary. The TOP incorporates the territorial development objectives of the Hungarian regions, and the funding of the projects will be managed in a decentralised manner, by the counties, based on the assessment system defined in the ITPs. The main priorities of the ITP include 1) local economic development and job creation; 2) development of local public services ; 3) inclusive local society, elimination of segregation and human resources development ; 4) support of local employment promotion initiatives. The measures concerning the « ATM for SMEs » project fall under priority 6 – Support of local employment promotion intiatives. The ITP sets up territorial assessment criteria for the evaluation of the projects applying for ERDF/ESF funding in the framework of the TOP. Some of these criteria are assessing the impact on the local economy, employment and enterprise promotion. Reasons for improving the ITP in the framework of the project : - a more sophisticated assessment scheme for projects dealing with enterprise promotion would be useful - shaping a new methodology to assess the social and territorial impacts of enterprise promotion programmes - generation of innovative projects in the field of enterprise promotion, including improved access to financing Which partners are working on this? Fejér Enterprise Agency Integrated Territorial Programme of Zala County The Integrated Territorial Programme 2014-2020 (ITP) of Zala County is an intrinsic part of the centralised Territorial and Settlement Development Operational Programme (TOP) of Hungary. The TOP incorporates the territorial development objectives of the Hungarian regions, and the funding of the projects will be managed in a decentralised manner, by the counties, based on the assessment system defined in the ITPs. The main priorities of the ITP include 1) Fostering local economic development and the capacity of the settlements to keep their population; 2) Preserving cultural heritage ; 3) Local cooperation programmes ; 4) Human resource development The measures concerning the « ATM for SMEs » project fall under priority 1 – Fostering local economic development. The ITP aims at fostering a high-employmente economy in Zala county, and promoting entrepreneurship is a key factor in achieving this objective. The ITP sets up territorial assessment criteria for the evaluation of the projects applying for ERDF/ESF funding in the framework of the TOP. Some of these criteria are assessing the impact on the local economy, employment and enterprise promotion. Reasons for improving the ITP in the framework of the project : - generation of innovative projects in the field of enterprise promotion, including improved access to financing - shaping a new methodology to assess the social and territorial impacts of enterprise promotion programmes   Which partners are working on this? Zala County Foundation for Enterprise Promotion Regional Operational Programme for Świętokrzyskie Voivodeship The objective of the Regional Operational Programme (ROP) for Świętokrzyskie Voivodeship is to increase the competitiveness of the region, ensuring in parallel the improvement of the living conditions of its inhabitants through the principles of sustainable development. The priorities set out in the programme are aligned with the EU 2020 Strategy for a smart, sustainable and inclusive growth. The programme provides for support on 10 thematic objectives, while concentrating resources on 1) support to enterprises and innovation, 2) low-carbon economy, 3) transport infrastructure 4) labour market programmes, supporting social inclusion and education. The expected results, concerning enterprise development and social inclusion are : 1) an increase in the number of unemployed and inactive who found a job after support from the programme 2) an increase in the number of people who have improved their skills thanks to support by the programme; 3) Support to more than 35,000 people at risk of exclusion. Reasons for improving the (ROP) in the framework of the project : - improve the way thematic calls related to enterprise development are organized in order to include the social impact of the actions. - generation of innovative projects in the field of enterprise promotion services and improving access to financing and business support services   Which partners are working on this? Świętokrzyskie Region – Marshal Office of Świętokrzyskie Region Sardinia ROP ERDF 2014/2010 In line with the Europe 2020 strategy for smart, sustainable and inclusive economic growth in the European Union, the Regional Operational Programme (ROP) of Sardinia region is supporting small and medium-sized enterprises (SMEs), both through financial support and eased credit conditions, and through strengthened key e-services, in particular in the field of facilitatations for setting up a business in the island. This should help to relieve the financial conditions of the Sardinian firms. The Programme focuses on seven main priorities, including : 1) Competitiveness of the economy, 2) Promoting social inclusion, fighting poverty and all forms of discrimination. The thematic priority « TO3 - SMEs competitiveness » contains measures to increase the performance and competitiveness of the SMEs in the region, in order to improve their capacities to increase in regional, national and international markets. The objective 3.6 under this priority is aiming at improving the access to credit and financing for enterprises. The specific measures are concerning the system of public guarantees (Action 3.6.1) and contribution to the development of venture capital funding market dedicated to startup's in pre-seed, seed and early stage (Action 3.6.4). Reasons for improving the ROP in the framework of the project : - shaping a new methodology for monitoring or evaluating measures; - improve the way thematic calls are organized in order to measure the social impact of the actions.   Which partners are working on this? Autonomous Region of Sardinia - Regional Department for Planning Municipal support for growth strategies of SMEs Since 2002 the city of Offenbach has successfully been implementing the strategy "Start-Up City Offenbach – Promotion and strengthening of business starters". Various measures supporting people in getting self-employed or starting a business have been developed and are well-functioning, with a specific view on socially disadvantaged population groups, such as: - Comprehensive information about the start-up process and contact points - Counseling, training and seminars - Funding possibilities including grants and loans such as microcredit - Networking and office space - Conferences and Business Start Up Awards However, the city’s current challenge is not only to support enterprises up to one year after start-up, but to particularly strengthen the business’ growth phase in order to further develop the potential of a business through growth financing and support for growth and innovation. So far several projects have been and are currently being carried out in the frame of the Municipal support strategy for the growth of SMEs. As such specific support is provided in the frame of ‘Planstation Offenbach’ to small and medium enterprises in the cultural and creative industries. Entrepreneurs can receive counseling and guidance as well as co-financing up to 25% for business investment for growth an innovation. The objective of the overall strategy is to increase the number of jobs created by business starters during the first five years of their business by 25%.   Which partners are working on this? KIZ SINNOVA company for social innovation gGmbH Operational Programme Competitiveness and Cohesion 2014-2020 of Croatia As a new EU member state, Republic of Croatia has prepared 2 operational programmes for facing new challenges after entering into EU membership. Operational programme related to SME sector is “OP Competitiveness and Cohesion 2014-2020”, while a public policy related to this project is Priority Axis 3 Business Competitiveness, Investment Priority 3a1 "Better access to finance for SMEs". Alos, PORA is main coordinator for implementation of County Regional Development Strategy for period 2011-2013 (valid for 2015). In past 20 years, a lot of measures from national level has been developed and applied in Croatia with aim of enhancing the system of SME’s microfinancing. Based on transfer of best practices planned in the framework of the ATM project gained from all other EU partners and regions, OP Competitiveness and Cohesion 2014-2020 can be improved in the sense of adopting those new practices and policies and improving existing measures and policies in the area of SME’s microfinance (e.g. establishment of new funds on national land regional level for SME’s microfinancing, adopting new and improved specific measures successful in other EU countries and regions).   Which partners are working on this? PORA Regional development agency of Koprivnica Križevci County Economic Development and Innovation Operational Programme of Hungary – 8th priority: Promotion of financial engineering instruments and services The Economic Development and Innovation Operation Programme (EDIOP) draws on two of the structural funds, ERDF and ESF. In order to achieve the above high-level goals, the EDIOP designates 8 priority axes covering the fields of (1) SMEs, (2) R+D+I, (3) ICT, (4) energy, (5) employment and (6) vocational training, (7) tourism and (8) the application of financial assets. Priority Axis 8 includes FEIs and supports all the above priority axes 1in reaching their objectives. One of the major inadequacies SMEs facing is the lack of capital and the consequential obsolete business infrastructure, to which EDIOP response with capacity enhancement. Another area is the low level of willingness to cooperate and efficiency, which EDIOP intends to remedy through network-based economic development. The development of the SME sector with financial instruments will have an important role, part of which, is the “loan on trust” experimental programme. Young people and start-up enterprises can have access to preferential financial instruments after receiving grants, supported with a mentoring programme, and having stabilised their operation. The volume of Priority Axis 8 (composed of FEIs) is more than EUR 2.2 billion, which requires very well established monitoring and evaluating measures. There is also need for better targeted measures in microfinance to reach those groups that are in most need of this type of financing.   Which partners are working on this? Ministry of Finance Youth Self Employment Programme of Burgos City Burgos City Council youth self-employment programme, currently integrated within the general “self-employment” programme is focusing on direct grants to the promoters of the projects on a regular and equal distribution basis (2000€ per project aprox.) This local financial instrument is dedicated to projects which aim at promoting self-employment and entrepreneurship among the young population of Burgos city.   This instrument, taking into account the lack of enough financial resources and the social, economic and political interest of the issue, could be improved in terms of spreading out the number of projects supported and funded, along with increasing the efficiency of its implementation.   Which partners are working on this? European Business and Innovation Centre of Burgos (CEEI-Burgos) Cooperation platform for business development in the Follo Region (cancelled) The Cooperation Platform for Business Development in the Follo Region is a policy instrument developed among 7 municipalities in the Follo region. The main objective of The Follo Joint board with this strategy is to contribute to strengthening Follo as business region so that the region's economies can be triggered,by: Goal 1: Develop an innovative business and scientific community who are international leader in bio-economy. Goal 2: Assist more entrepreneurs with establishing new enterprises Reasons for improving the policy instrument: The process of developing a action plan for business development in the region has just started, and this action plan will support the goals of the cooperation platform in order to build an innovative business and knowledge based environment in the region. The Action plan on business development in the Follo Region is meant to be a very action oriented practical strategy document that will outline several relevant tools and ways of reaching the general goal of developing a more favourable environment in the region, and also towards reducing the risk of investing in the early phase of new businesses. Lack of risk-willing capital is seen as one of the most important barriers for innovation and business creation from the idea to early stage development. Responsibility among the actors will be shared, and there will be cooperation with enterprises, private NGO’s (such as Microfinance Norway) and other actors. Which partners are working on this? Microfinance Norway ATM for SMEs Leaflet Download Regional Action Plan Read the Lead Partner Regional Action Plan right now! Download Tweets by ATM for SMEs Latest News See all project news 08/12/2020 Videos of the ATM for SMEs Final Conference All the video content of the Access To Microfinance for Small and Medium-Sized Enterprises project are available on https://vimeo.com/showcase/atmforsmes Type: Project 17/10/2018 FINAL STUDY TRIP IN CROATIA PORA Regional development agency of Koprivnica Križevci County organized a three-day study trip in Croatia in the period from 15th to 17th October 2018. Type: Project 03/10/2017 Microfinance as a tool to local employment.  The workshop organized by UMWS  focused on the topic "microfinance as a local employment tool. Type: Project 10/07/2017 Cagliari Study Trip The study trip started with a welcome speech by Mr. Raffaele Paci (Vice President, Sardinia Region) who stressed the relevance of the project for the social and... Type: Project 15/05/2017 Study Trip in Burgos The Involvement of priority groups meeting took place at the CEEI Burgos. Type: Project 20/03/2017 Social and technological innovation in Oslo Project “ATM for SMEs” continues in Norway with the scope of identifying of best practices in the field of access to microfinance for SMEs Type: Project 24/10/2016 1st Study Trip in Offenbach Dr. Matthias Schulze Böing, Head of the City of Offenbach’s Department for Employment, Statistics and Integration presented Offenbach... Type: Project 29/09/2016 ZMVA Stakeholder group meeting In 29th of September 2016 a stakeholder group meeting was held in Zalaegerszeg . Type: Project 26/09/2016 KIZ SINNOVA Stakeholder-Group Meeting: ATM for SMEs Make Offenbach more attractive for start-ups. Type: Project 30/08/2016 Stakeholder meeting by Ministry for National Economy A brainstorming session on local good practices. Type: Project
31/05/2019
Summary of the 2nd stakeholder meeting in Region Dalarna.
Type: Project
26/06/2018
Disscusing innovations in health and telemedicine services
Type: Project
13/06/2019
Reflect with us on the unique opportunity we give to European regions to shape their policies.
Type: Programme
27/05/2020
Third episode of the analysis of the challenges addressed by Brittany
Type: Project
16/04/2018
"Casa Eficiente 2020" will incentive buildings rehabilitation improving the energy efficiency in Portuguese buildings
Type: Project
17/12/2018
Citizen panel focused on transpor within Thessaloniki city was held on 15th of December 2018. 28 citizens worked on new sustainable future for their region.
Type: Project
19/07/2018
Local stakeholders exchanged on ambitious mobility projects for the Baia Mare Metropolitan Area (RO)
Type: Project
The Norwegian Gender Equality Act, now known as the Gender Equality and Discrimination act as of January 1st 2018, recently celebrated its 40th year of existence. Even though gender equality has been a part of Norwegian legislation for decades, the topic is still relevant as ever.  Celine Marie Moe, recently hired Brand Manager in the start-up Choose, was contacted by Norway`s biggest recruitment agency, Manpower, earlier this year. In a recent article in the Norwegian newspaper Dagens Næringsliv she tells about the job interview that took her decades back in time.     The Tinder Date  In the technical part of the job interview, Moe tells that she had no doubt that her technical competency matched the criteria of the position as a market- and communications leader for a big Norwegian company. The second part of the interview, she says, turned the conversation into something that reminded her more of a Tinder-date than a mapping of skills and qualifications for a leader position.   “What is your family situation?”   Partner and child.   “Do you have kids?!”  Yes.   “How many children do you have?”   One daughter.   “How old is the child?”  She`s two.   “Ok… But there isn`t any pick up and drop off in kindergarten, is there?”   Yes, children need to be picked up and dropped off in kindergarten.   “Do you need special adaption?”  What do you mean?   “I understand that kindergartens open after and close before the office hours?”   She answered that in this digital day and age an employee can work anywhere at any time if they have internet access, and that she had never had a problem performing well at work even though she`s had to drop off and pick up in kindergarten a couple days a week.   When the recruitment advisor called her a week later asking when she would be available for a second interview, she asked how many people were still being considered. They informed her that several candidates had withdrawn their candidature. That included her. The attitude shown by Norway’s biggest recruitment agency had made her lose interest in working for their client.     Efforts to increase female top executives  Aiming at uncovering the reasons why there are so few top executives in Norway, The Norwegian Statistical Agency (SSB) conducted a leadership survey in 2015. The study highlighted few female applicants and a large degree of recruiting taking place through informal networks led by men as two main reasons. Earlier this year, the Norwegian Minister of Children and Equality, Linda Hofstad Helleland, called for more male leaders cheering on women and challenged business leaders to come up with concrete actions to recruit more female top executives.   Moe points to the role of the headhunter. She says that by doubting the candidates ability to balance work and family, or signaling an expectation of hiring an au pair to be able to handle a leader position, she believes that the headhunters attitudes makes their client lose in the battle of the qualified candidates and loyal employees.     Undervaluing own competency  An internal survey by Hewlett Packard showed that men apply for jobs they`re only 60% qualified for, whereas women apply for jobs where they meet 100% of the qualifications. This points to women to a larger extent needing a leaders encouragement to apply, or need to be in the possession of a good network. What might be the most important is headhunters that vouches for your qualifications and gives you the confidence to participate in demanding recruitment processes.   More often than it should, qualified candidates are met with questions that border on discrimination in recruitment processes. Even though this occurs, the recruitment industry don`t get the attention they deserve in the debate on equality. She says that she suspects some stay quiet in fear of jeopardizing their career when future job possibilities lie in the hands of a few headless headhunters.     Call for girl Power  In the opposite direction, another Norwegian recruitment agency, Obos, recently advertised their search for a top executive illustrated by a seven-month-pregnant female.  Moe urges Manpower to call for girl power, stressing that the opposite is a stick in the wheel for a more balanced, diverse and equal business world.   Manpower has since contacted Moe regarding her experienced. They explained that they have a high focus on diversity and equality in their recruitment processes. They describe Moe`s experience as serious and promise to clean up in their own recruitment routines to avoid this incident happening to future candidates.  This is a translated version of an article originally published in Dagens Næringsliv. Read the original article here.